#10604049 - 07/24/24 02:26 PM
Re: dat real estate v.2021
[Re: Big Tasty]
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Simon_the_Pieman
Post Master Sr
Registered: 08/13/01
Posts: 9498
Loc: The A
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Keep cutting, I renew in Jan.
im in june. how lowwwww can you goooooo?
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"I'd love it if we did it... but I guess I'm a big skeptic on Canadians because so many are retarded as fuck." - 355-Si, 2020
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#10604054 - 07/24/24 02:41 PM
Re: dat real estate v.2021
[Re: Simon_the_Pieman]
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Risky Business
Provides a Great Work Environment.
Post Master Supreme
Registered: 05/17/10
Posts: 45780
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#10604845 - 07/26/24 07:29 AM
Re: dat real estate v.2021
[Re: Simon_the_Pieman]
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LNXGUY
Tougher than Logan Roy
Post Master Supreme
Registered: 08/06/00
Posts: 107955
Loc: Barrie, Ont,
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Keep cutting, I renew in Jan. im in june. how lowwwww can you goooooo?
May here. Let's get this bitch moving 
_________________________
-Bill The GN would OWN you, your children and your children's children. Left foot, right foot, just keep moving!!! -Jeffrey P. Murphy 
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#10605180 - 07/26/24 10:23 PM
Re: dat real estate v.2021
[Re: LNXGUY]
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A2B-Lexus
Post Master Supreme
Registered: 04/19/01
Posts: 45582
Loc: Raptors Land
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If the spread between 2 and 3 years is within 1/2 a precent, I may go with 2 years. Will keep y'all posted.
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#10616261 - 08/21/24 07:36 AM
Re: dat real estate v.2021
[Re: A2B-Lexus]
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furball
Post Master Sr
Registered: 09/24/03
Posts: 9548
Loc: Toronto, ON
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Sad, but true story...
- Couple I know, never married, no kids. Girl buys home in 2000s, boy couldn't afford to support, she said ok. She's been paying everything since.
- Apparently he didn't pay anything 'official', like rent, electricity bill, (always) groceries, etc. 
- They break up post-Covid (2022?), was a bit bitter.
- Apparently few months ago, she was served with (legal) papers; he's suing her for 50% of the home  (She had to research it; there's some kind of 2-yr statue of limitations; he served her at 23 mths.)
Apparently he's always been bad with money. He couldn't 'help' with the bills cuz he was in debt (near bankruptcy) at the time, so she gave him 5 yrs to figure that out... I guess he never did figure it out. Bitter, bitter old man .... I'm sad.
Dude was with <big corp> for like ~20 years ... He might've been underpaid, but FFS he was paid decent...
Edited by furball (08/22/24 07:14 AM)
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#10617190 - 08/22/24 10:29 PM
Re: dat real estate v.2021
[Re: furball]
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Hatorade
pheggit
Post Master Supreme
Registered: 11/05/99
Posts: 26914
Loc: Toronto, ON
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Sad, but true story... - Couple I know, never married, no kids. Girl buys home in 2000s, boy couldn't afford to support, she said ok. She's been paying everything since. - Apparently he didn't pay anything 'official', like rent, electricity bill, (always) groceries, etc. - They break up post-Covid (2022?), was a bit bitter. - Apparently few months ago, she was served with (legal) papers; he's suing her for 50% of the home (She had to research it; there's some kind of 2-yr statue of limitations; he served her at 23 mths.) Apparently he's always been bad with money. He couldn't 'help' with the bills cuz he was in debt (near bankruptcy) at the time, so she gave him 5 yrs to figure that out... I guess he never did figure it out. Bitter, bitter old man .... I'm sad. Dude was with <big corp> for like ~20 years ... He might've been underpaid, but FFS he was paid decent...
I hope she lawyered up...
Will only be a sad story if she gives in.
A spouse seeking a constructive trust order must establish four requirements:
That by their contribution of money or labour, they enriched the legal titleholder of the property in question;
Enrichment of the other spouse resulted in a corresponding deprivation to the contributor;
There is no juristic reason for the enrichment (anything which might explain the differential, eg. a contract or gift); and
There is a connection between the contribution made and the acquisition or improvement of the property in question.
Without the fourth requirement, courts will only award monetary damages and not the property itself. Finally, courts award property in proportion to the contribution made.
_________________________
'07 997.1 GT3
'08 E90 M3
'11 E90 d
'02 Rota Grid - 195-55-16FR (RIP)
'04 Volk GTC - 245-35-19F/275-35-19R (Sold to a farm boi)
I thought Spark was a robot from the old movie and I kind of remember seeing him telling some engineer showing the equation for a clear metal that the guy would event years later - porschetr
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#10619585 - 08/29/24 08:52 AM
Re: dat real estate v.2021
[Re: Hatorade]
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furball
Post Master Sr
Registered: 09/24/03
Posts: 9548
Loc: Toronto, ON
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Shocking RBC Report Reveals Where Home Prices May Be Headed
Channel: Market Mania 🇨🇦
https://www.youtube.com/watch?v=kIfNjcyrwyc
Dunno, this guy seems pretty doomsday; don't have much context how legit this is...
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#10619789 - 08/29/24 01:07 PM
Re: dat real estate v.2021
[Re: furball]
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Risky Business
Provides a Great Work Environment.
Post Master Supreme
Registered: 05/17/10
Posts: 45780
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For anyone considering clicking, don't bother.
This guy is a doom and gloomer and has been forever (trash content), RBC didn't say the market is crashing, and he is referencing a "Better Dwelling" article which makes money from pumping constant doomsday scenarios. Redditors love them.
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#10620066 - 08/29/24 06:49 PM
Re: dat real estate v.2021
[Re: Big Tasty]
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Risky Business
Provides a Great Work Environment.
Post Master Supreme
Registered: 05/17/10
Posts: 45780
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What rates?
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#10624649 - 09/10/24 05:08 PM
Re: dat real estate v.2021
[Re: furball]
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Risky Business
Provides a Great Work Environment.
Post Master Supreme
Registered: 05/17/10
Posts: 45780
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Jordon is a good friend, whatever he says, listen.
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#10624656 - 09/10/24 05:27 PM
Re: dat real estate v.2021
[Re: Simon_the_Pieman]
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Risky Business
Provides a Great Work Environment.
Post Master Supreme
Registered: 05/17/10
Posts: 45780
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gotta show off the tan bro
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#10624854 - 09/10/24 08:51 PM
Re: dat real estate v.2021
[Re: Big Tasty]
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A2B-Lexus
Post Master Supreme
Registered: 04/19/01
Posts: 45582
Loc: Raptors Land
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Got my renewal done. 3 years at 4.39% from the green bank.
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#10624961 - 09/11/24 04:24 AM
Re: dat real estate v.2021
[Re: A2B-Lexus]
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Risky Business
Provides a Great Work Environment.
Post Master Supreme
Registered: 05/17/10
Posts: 45780
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Not bad, what was variable at?
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#10625133 - 09/11/24 10:39 AM
Re: dat real estate v.2021
[Re: Risky Business]
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furball
Post Master Sr
Registered: 09/24/03
Posts: 9548
Loc: Toronto, ON
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https://www.youtube.com/watch?v=Xqi3mkDHheA
'DON’T Make a Rate Mistake | Canada Real Estate'
Source: Angry Mortgage Podcast
Starting NOW taking a 3 – Year Fixed has become a MISTAKE. Same for a 2 – Yr & a 4 - Yr Because we KNOW mortgage rates are coming down. Soon 5 – Year Fixed will be less than 4%, Yep, we will see 3.99% 5 – Year Fixed rates in a few weeks Why NOT to take the 3 - Year Fixed? Because next Summer is likely the bottom of this Rates cycle & a 3 – Yr takes you into 2027 & who knows if rates head back up. Take Variable & convert to a 5 – yr Fixed at the Bottom or take the 5 – Yr Fixed as soon as breaks through 4%
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#10625458 - 09/11/24 08:55 PM
Re: dat real estate v.2021
[Re: Risky Business]
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A2B-Lexus
Post Master Supreme
Registered: 04/19/01
Posts: 45582
Loc: Raptors Land
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Not bad, what was variable at?
2 year was probably a little better considering the rates look like they will drop faster moving forward but the difference at the end of the day won't be too much. Considering my coworker renewed last month at 4.8%, I am happy with what I got.
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#10629666 - 09/24/24 08:33 AM
Re: dat real estate v.2021
[Re: furball]
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Big Tasty
Post Master Supreme
Registered: 02/10/02
Posts: 20003
Loc: Toronto
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Just came across this. Guy claims he and his wife make 240K combined before taxes has zero debt and good credit score but only qualifies for 800k mortgage so now can't buy house in Toronto.
https://youtu.be/U6bvWSTcRic?si=81jb5piXAummJBRD&t=398
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#10629670 - 09/24/24 08:51 AM
Re: dat real estate v.2021
[Re: Big Tasty]
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Risky Business
Provides a Great Work Environment.
Post Master Supreme
Registered: 05/17/10
Posts: 45780
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Should be able to qualify for more, there is more to the story or something isn't disclosed.
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#10635496 - 10/16/24 12:30 AM
Re: dat real estate v.2021
[Re: furball]
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furball
Post Master Sr
Registered: 09/24/03
Posts: 9548
Loc: Toronto, ON
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NGL, this parking situ was also how it was at my Markham home. I just didn’t have to do it cuz I also had parking pad.
But this type of overhang is ridiculous in general.
https://www.instagram.com/reel/DA9nF4ZMIkr/?igsh=emw1dHAzem1kM25n
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#10635504 - 10/16/24 04:16 AM
Re: dat real estate v.2021
[Re: furball]
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Risky Business
Provides a Great Work Environment.
Post Master Supreme
Registered: 05/17/10
Posts: 45780
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Looks like my version of a mini hell if I lived in a place like this. Don't they have bylaw there? In Markham your shit would be ticketed daily for doing this.
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#10635563 - 10/16/24 08:16 AM
Re: dat real estate v.2021
[Re: Risky Business]
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furball
Post Master Sr
Registered: 09/24/03
Posts: 9548
Loc: Toronto, ON
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Brampton:
https://www.brampton.ca/EN/residents/By-...stive%20device.
Sidewalk
No portion of a vehicle can overhang onto the sidewalk, or obstruct any portion of the sidewalk. Sidewalk must remain clear at all times to allow for strollers, children and individuals requiring the use of an assistive device.
re: Markham, couldn't find anything clear ... I last understood it that as long as the TIRES ain't touching sidewalk or road, you in the clear... (The EL and TSX worked fine in these cases.)
Don't they have bylaw there? In Markham your shit would be ticketed daily for doing this. I did it a handful of times, and was fine...
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#10635672 - 10/16/24 12:59 PM
Re: dat real estate v.2021
[Re: Big Tasty]
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Risky Business
Provides a Great Work Environment.
Post Master Supreme
Registered: 05/17/10
Posts: 45780
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looks like they took up the guy who came with 'free staging'
knocked it out of the park over there
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#10635788 - 10/16/24 06:04 PM
Re: dat real estate v.2021
[Re: Risky Business]
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LNXGUY
Tougher than Logan Roy
Post Master Supreme
Registered: 08/06/00
Posts: 107955
Loc: Barrie, Ont,
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_________________________
-Bill The GN would OWN you, your children and your children's children. Left foot, right foot, just keep moving!!! -Jeffrey P. Murphy
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#10635812 - 10/16/24 09:55 PM
Re: dat real estate v.2021
[Re: Big Tasty]
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A2B-Lexus
Post Master Supreme
Registered: 04/19/01
Posts: 45582
Loc: Raptors Land
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Found the full listing. That design is odd.
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#10636117 - 10/17/24 03:10 PM
Re: dat real estate v.2021
[Re: furball]
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Big Tasty
Post Master Supreme
Registered: 02/10/02
Posts: 20003
Loc: Toronto
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Hopefully that is not a guest room as anyone not familiar with it will trip and go head first in the wall
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#10639444 - 10/27/24 11:54 AM
Re: dat real estate v.2021
[Re: Big Tasty]
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furball
Post Master Sr
Registered: 09/24/03
Posts: 9548
Loc: Toronto, ON
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