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#9038170 - 05/24/17 08:33 AM Rental car insurance
porschetr Offline
Post Master Supreme


Registered: 05/15/01
Posts: 23391
Loc: WBridge
What's the deal with the liability insurance.
Usually rental companies offer their insurance when you rent a vehicle.
But all rental cars in Ontario are already insured.
What's the benefit of purchasing the extra liability for $15-30 a day if it's already insured?

Loss/damage is covered by credit card.
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#9038198 - 05/24/17 08:48 AM Re: Rental car insurance [Re: porschetr]
phoenixrage Offline
Post Master Supreme


Registered: 01/15/08
Posts: 50785
Loc: People's Republic of Ontario
i think its just so that you don't have to go through your own policy and just to use theirs instead?
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#9038202 - 05/24/17 08:58 AM Re: Rental car insurance [Re: phoenixrage]
TheRealCSnapper Moderator Offline
Post Master Supreme


Registered: 12/05/02
Posts: 31955
Loc: Toronto, Canada
the liability offered with a rental car is the bare legal minimum and might not really cover much in the event of an accident
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#9038250 - 05/24/17 09:25 AM Re: Rental car insurance [Re: TheRealCSnapper]
phoenixrage Offline
Post Master Supreme


Registered: 01/15/08
Posts: 50785
Loc: People's Republic of Ontario
as a side note.. for our dealership, if you take out a loaner, and happen to damage something, its a $5000 deductable. I know we have it based off some basic rental agreement.
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#9038260 - 05/24/17 09:35 AM Re: Rental car insurance [Re: phoenixrage]
Screamin Type ARGH! Offline
High Value Poster
Post Master Supreme


Registered: 02/20/01
Posts: 47668
Loc: T.O. - Canaduh
https://www.youtube.com/watch?v=cWRt4RhPKK8
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#9038907 - 05/24/17 03:57 PM Re: Rental car insurance [Re: Screamin Type ARGH!]
titty sprinkles Offline
Post Master Supreme


Registered: 08/22/05
Posts: 17176
Loc: Toronto,Ontario
whenever i take out loaners i always just pay the $15 for the extra insurance. i've seen that episode of fresh prince where they are stuck on the side of the cliff.

Edited by titty sprinkles (05/24/17 03:57 PM)
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#9042926 - 05/29/17 11:51 AM Re: Rental car insurance [Re: titty sprinkles]
SiZ Offline
Post Master Sr


Registered: 09/15/00
Posts: 8774
Loc: Longdon, Ontario
I always get it too. I rented a car to to go a raptors game years ago, and I got rear ended on the way out of the parking lot (by the guy honking at me). I didn't care, I just had to drop the car off in the morning, that was the end of it. \:\)
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