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#8303387 - 07/24/15 02:45 PM insurance time again v. fire and theft only
f22b-dohc Offline
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Registered: 09/09/05
Posts: 11227
Loc: canadia
anyone else notice that parking the car in the winter for fire and theft is no longer?
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#8303431 - 07/24/15 03:05 PM Re: insurance time again v. fire and theft only [Re: f22b-dohc]
Euphoricuck Offline
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Registered: 11/05/03
Posts: 92703
Loc: Canadistan
Td canceled it for me a few yrs ago.
Gave some bs story.
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#8303433 - 07/24/15 03:06 PM Re: insurance time again v. fire and theft only [Re: Euphoricuck]
Senor Eduardo_82 Offline
miataist
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Registered: 01/09/03
Posts: 38036
Loc: Ca�ada
A friend of mine just put his parked G35 on it. Not sure who he's with, but I'll check.
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#8303552 - 07/24/15 04:39 PM Re: insurance time again v. fire and theft only [Re: Senor Eduardo_82]
titty sprinkles Offline
Post Master Supreme


Registered: 08/22/05
Posts: 17160
Loc: Toronto,Ontario
my integra is still on fire & teef.
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#8303784 - 07/24/15 07:37 PM Re: insurance time again v. fire and theft only [Re: titty sprinkles]
Hatorade Offline
pheggit
Post Master Supreme


Registered: 11/05/99
Posts: 26894
Loc: Toronto, ON
I had fire and theft this past winter with desjardins. If other companies don't offer FnF then they force you to have coverage year round like a motorcycle?
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'07 997.1 GT3
'08 E90 M3
'11 E90 d
'02 Rota Grid - 195-55-16FR (RIP)
'04 Volk GTC - 245-35-19F/275-35-19R (Sold to a farm boi)
I thought Spark was a robot from the old movie and I kind of remember seeing him telling some engineer showing the equation for a clear metal that the guy would event years later - porschetr

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#8303855 - 07/24/15 09:06 PM Re: insurance time again v. fire and theft only [Re: Euphoricuck]
hyper-s2k Offline
Post Master Supreme


Registered: 12/01/05
Posts: 14556
Loc: T dot O dot, Canada
 Originally Posted By: Euphoric
Td canceled it for me a few yrs ago.
Gave some bs story.


A friend had that problem last year; I called TDMM to confirm on the story; it was some sort of temporary glitch w/ the industry regulation (yeah, i agree on that as the BS part) -- it was rectified.

Had my S on fire and theft only last winter - no problems whatsoever.
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'08 //M3 - now @ 90,xxx km - wtf did i do?
'13 x1 - now @ 99,xxx km - a2b car
'10 x3 - now @ 123,xxx km - time 2 go?
'03 s2k - now @ 80,xxx km - a2a car
'08 535i - sold @ 149,421 km - cashed out just in time!
'08 impreza 2.5i - sold @ - 64,147 km - smh POS
'01 rav4 - killed @ 155,879 km - RIP old friend

"Driving in the snow is like sex. If you want to avoid accidents, abstinence is the best policy. If you're gonna take her for a spin, use protection." - Rick Mercer

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#8303878 - 07/24/15 09:45 PM Re: insurance time again v. fire and theft only [Re: hyper-s2k]
f22b-dohc Offline
Post Master Supreme


Registered: 09/09/05
Posts: 11227
Loc: canadia
So it is bs.. Both of the mentioned TD an desjardins are the ones telling me that the government has mandated it...

I becomes a "suspension" of policy..it's some sort of prorated amount...

Both my RBC and State Farm had it...< 20 bucks for fire and theft


Edited by f22b-dohc (07/24/15 09:50 PM)
_________________________
JB weld is your friend
Chewbacca makes me yawn *Yawn*
"rolling -----on my 2.0, with the rag top down so my hair can blow..."


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#8303911 - 07/24/15 10:24 PM Re: insurance time again v. fire and theft only [Re: f22b-dohc]
87ZCSi Offline
Post Master Sr


Registered: 09/06/00
Posts: 7166
Loc: Portland and Toronto
I go on fire and theft any time I leave the car for more than 30 days. M3 was this over the winter, and part of April / May 2015. I'm with Intact.
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#8303938 - 07/24/15 11:23 PM Re: insurance time again v. fire and theft only [Re: f22b-dohc]
Hatorade Offline
pheggit
Post Master Supreme


Registered: 11/05/99
Posts: 26894
Loc: Toronto, ON
 Originally Posted By: f22b-dohc
So it is bs.. Both of the mentioned TD an desjardins are the ones telling me that the government has mandated it...

I becomes a "suspension" of policy..it's some sort of prorated amount...

Both my RBC and State Farm had it...< 20 bucks for fire and theft


What's the cost difference between fire/theft and suspending the account since it is pro-rated?
_________________________

'07 997.1 GT3
'08 E90 M3
'11 E90 d
'02 Rota Grid - 195-55-16FR (RIP)
'04 Volk GTC - 245-35-19F/275-35-19R (Sold to a farm boi)
I thought Spark was a robot from the old movie and I kind of remember seeing him telling some engineer showing the equation for a clear metal that the guy would event years later - porschetr

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#8303971 - 07/25/15 12:02 AM Re: insurance time again v. fire and theft only [Re: hyper-s2k]
Euphoricuck Offline
Post Master Supreme


Registered: 11/05/03
Posts: 92703
Loc: Canadistan
Interesting info. I switched the car to Hagerty and never looked back. Pay way less.
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#8304044 - 07/25/15 06:11 AM Re: insurance time again v. fire and theft only [Re: Euphoricuck]
Risky Business Offline
Provides a Great Work Environment. he/him
Post Master Supreme


Registered: 05/17/10
Posts: 44789
I am with TD and no fire and theft here, I have to suspend the account. They don't offer fire and theft on cars that are "old" that's what I was told...
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#8307375 - 07/28/15 10:39 AM Re: insurance time again v. fire and theft only [Re: Risky Business]
f22b-dohc Offline
Post Master Supreme


Registered: 09/09/05
Posts: 11227
Loc: canadia
all this sounds fishy... - but the great thing is that when we talk to the agent, its all "recorded"

i was told there was fire and theft in the beginning, i was told there was fire and theft from another agent -its time to request for it... it is for quality purposes ;\) -
_________________________
JB weld is your friend
Chewbacca makes me yawn *Yawn*
"rolling -----on my 2.0, with the rag top down so my hair can blow..."


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#8308032 - 07/28/15 03:15 PM Re: insurance time again v. fire and theft only [Re: f22b-dohc]
Wildout Offline
Post Master Jr


Registered: 11/26/07
Posts: 1767
I'm with TD and my car is on F&T right now....its a 05 if that matter much
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