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hey guys, company is moving away from corporate cards and is encouraging us to use our own credit cards for business travel. can you guys recommend a card for flights + hotels? i collect aeroplan. looking for the best option on a no fee card or first annual fee waived. i currently have the mnba smart cash MC and amazon.ca visa. lol thanks. |
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love my capital one aspire world elite mc. https://www.capitalone.ca/ but since u already collect aeroplan then you may need to look elsewhere... |
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Originally Posted By: Simon_the_Pieman love my capital one aspire world elite mc. https://www.capitalone.ca/ but since u already collect aeroplan then you may need to look elsewhere... i'd pimp it, but i wonder if they'd wavier the 1st year fee... |
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We use the capital one aspire elite MC. So far this year up to 147,833 points. I think last year we redeemed over 200k points for our annual vacation abroad. |
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if you're single i'd collect aeroplane perhaps via one of the TD or CIBC Visa Infinite products. bank mad points and use those to redeem flight wisely, in biz or first class. if you're saving for a family's vacation, get the best capital one card you can get. i might also consider the Amex Gold for purchase and travel insurance coverage. |
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I am rocking the BMO World Elite Mastercard now. I did a lot of research and ended up with this card. This card and the Capital One Aspire Elite are the only cards on the market to offer 2 points per $1 spent. I also value the 4 airport lounge passes each year with the BMO World Elite Card. My first year annual fee was waived and I got 30,000 bonus points. https://www.bmo.com/main/personal/credit-cards/bmo-rewards-world-elite-mastercard |
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Originally Posted By: Chocolate Canuck We use the capital one aspire elite MC. This |
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BMO elite. 1st year annual fee waived and 300 bucks bonus sign up |
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for the BMO elite, do i have to redeem the points through their BMO Rewards website? Or do I get to call them and tell them to rebate me X dollars on a flight that cost X amount? This was how it was like with AMEx Gold and I found the process awesome. fuck. i don't think they're wavering the 1st year fee. |
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If you go with the Amex gold let me know so you can use my referral link for more points |
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Originally Posted By: zaius for the BMO elite, do i have to redeem the points through their BMO Rewards website? Or do I get to call them and tell them to rebate me X dollars on a flight that cost X amount? This was how it was like with AMEx Gold and I found the process awesome. fuck. i don't think they're wavering the 1st year fee. I haven't redeem it yet but I was told its thru BMO site |
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i rocked the Cibc Aero infinite now it's TD area infinite (Crap, only because aeroplan is crap now). My suggestions is - Capital One Asipre - TD First class travel infinte Basically a card that is not specific to one airline and airline group of association Its all about the flexibility. |
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Originally Posted By: TheRealCSnapper if you're single i'd collect aeroplane perhaps via one of the TD or CIBC Visa Infinite products. bank mad points and use those to redeem flight wisely, in biz or first class. if you're saving for a family's vacation, get the best capital one card you can get. i might also consider the Amex Gold for purchase and travel insurance coverage. Awesome points. As well, i never redeem flight tickets. I just purchase my econ tickets and upgrade it to first/bus class. This gives you the most bang for your buck. |
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aeroplan has been sh!tastic lately. not sure why i even collect it. i think i'm leaning towards BMO World Elite Mastercard IF they waiver that annual fee. |
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Call and ask. Not sure if they still have that promo for waiving the first year annual fee. |
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Old thread bump... Going to be dropping lots of $$$ on renos soon, which card should I be using? I've already got about 75k aeroplan miles, should I just keep stacking on top of that? CSnapper, I'll use your referral link this time around, lol. |
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Originally Posted By: LNXGUY Old thread bump... Going to be dropping lots of $$$ on renos soon, which card should I be using? I've already got about 75k aeroplan miles, should I just keep stacking on top of that? CSnapper, I'll use your referral link this time around, lol. wooooo lol you should use those aeroplan miles soon. they're "making enhancements" to the program again! |
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Originally Posted By: LNXGUY Old thread bump... Going to be dropping lots of $$$ on renos soon, which card should I be using? I've already got about 75k aeroplan miles, should I just keep stacking on top of that? CSnapper, I'll use your referral link this time around, lol. Are you looking for cash/gift rewards, travel, or something else? |
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Originally Posted By: TheRealCSnapper Originally Posted By: LNXGUY Old thread bump... Going to be dropping lots of $$$ on renos soon, which card should I be using? I've already got about 75k aeroplan miles, should I just keep stacking on top of that? CSnapper, I'll use your referral link this time around, lol. wooooo lol you should use those aeroplan miles soon. they're "making enhancements" to the program again! I got the info the other day actually. Some trips got more expensive, quite a few dropped though. Would you use a cash back card or areoplan if you were going to drop a lot of $$$ on renos? |
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This is what you need - 2% cashback for travel (car rental/airbnb/hotel/flights/etc from ALL purchases, no limits, no b.s. no constraints). http://www.capitalone.ca/credit-cards/aspire-travel-world-elite/ |
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Originally Posted By: LNXGUY Originally Posted By: TheRealCSnapper Originally Posted By: LNXGUY Old thread bump... Going to be dropping lots of $$$ on renos soon, which card should I be using? I've already got about 75k aeroplan miles, should I just keep stacking on top of that? CSnapper, I'll use your referral link this time around, lol. wooooo lol you should use those aeroplan miles soon. they're "making enhancements" to the program again! I got the info the other day actually. Some trips got more expensive, quite a few dropped though. Would you use a cash back card or areoplan if you were going to drop a lot of $$$ on renos? depends on what you value more. if you want to fly in the front, go with aeroplan. if you're not much of a traveler, and rather have cash, or redeem for anything BUT flights in the front, cash back or other travel cards. |
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It would be nice after this shit is all done to take a trip with the lady and not cost me a lot out of pocket That's my end goal. |
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let's do the math! you have 75K point now. how much you spending on the CC? say...$15k? if you go with AMEX/Aeroplan card, you'll get 25K bonus + 15K points for purchase. netting you 110K points. that should get you 2 tickets to anywhere in N. America + approx 150$ in fees/ticket. how does this sound to you? |
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If acceptance works, get the Amex Simplycash Preferred it gives you 5% cash back for the first 6 months. |
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Originally Posted By: TheRealCSnapper let's do the math! you have 75K point now. how much you spending on the CC? say...$15k? if you go with AMEX/Aeroplan card, you'll get 25K bonus + 15K points for purchase. netting you 110K points. that should get you 2 tickets to anywhere in N. America + approx 150$ in fees/ticket. how does this sound to you? Sounds good to me, thanks man Send me your referral link!!! I think the Amex Aeroplan Plus/Gold https://www.americanexpress.com/ca/en/content/aeroplan-gold-card/ ...or the Amex Gold Reward Hybrid would be good choices (I'm looking at spending probably 40k or so through the card) https://www.americanexpress.com/ca/en/content/gold-rewards-card/ |
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Go with the Gold Rewards. You can transfer to Aeroplan at 1:1. |
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Mr. Bill, i'll send you a PM with my referral link. definitely go with the Amex Gold Reward since first year is free (make sure you cancel after the first year, and re-apply after a few months to churn points!), but keep in mind that it's a charge card and it's not designed if you plan to carry a balance |
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Word up, that's the one I was planning on.. I've churned a few cards so far, it's kinda fun Set 6 month reminders, cancel, wait 6 months, re up! lol Card won't have a balance and will be paid off every month for sure. |
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And you still got approved for a mortgage? *RFD implodes* |
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Originally Posted By: eddie _69 And you still got approved for a mortgage? *RFD implodes* |
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Getting married and buying a ton of shit. Want to get a CC with the G-unit and throw everything on that together. What is the best Card? What did you guys use? Experiences? |
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Rogers MasterCard is 1.75% cashback on everything. It's a no-frills card as far as insurance and stuff goes. But good returns. https://www.rogersbank.com/en/card_details/rogers_platinum_mastercard |
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it depends on what you want out of it... are you just looking for straight up cash back? are you looking to redeem for travel? are you willing to do the Aeroplan game? are you planning to carry a balance? |
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No Amex platinum no care |
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Originally Posted By: Denis Si No Amex platinum no care AMEX can be a bitch for not being accepted EVERYWHERE.... |
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DAT LOUNGE ACCESS DOE |
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Originally Posted By: Denis Si DAT LOUNGE ACCESS DOE i think he's a front of the bus kinda guy already so default lounge access |
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Originally Posted By: OracerO Getting married and buying a ton of shit. Want to get a CC with the G-unit and throw everything on that together. What is the best Card? What did you guys use? Experiences? Travel? Sure, i guess. I have a travel card already with a ton of points on it. Flying cheap isn't an issue these days. Cashback? not as good of a deal vs travel card Balance? probably not. Is there a hotel points card? i totally could use free stays or upgraded suites for hotels. lol. If not, it would be a travel card (since this seems to be the best rewards in terms of value). It's either: - Amex gold (but amex isn't accepted everywhere and that would defeat the point) - Capital One Aspire (seems like Aspire has scaled down the rewards system) - Marriot Rewards Visa (this one is looking good) - Or any of the World travel Mastercards |
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Originally Posted By: TheRealCSnapper Originally Posted By: Denis Si DAT LOUNGE ACCESS DOE i think he's a front of the bus kinda guy already so default lounge access AMEX lounge access is pretty dope. It works not just at airports, but anywhere anytime Amex is having some sort of promotion at an event or something. Ei. was at a concert and there was a "Amex line-by" line, plus they gave us free drink tickets..and all i had was a Amex Costco Platinum at that time. |
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https://www.tdcanadatrust.com/products-s...vilege-card.jsp + NEXUS/GE. |