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Any reco's for this? I'm thinking of just getting the ghetto MC from my bank, RBC. It won't be seeing much action as it's specifically only for Costco purchases starting Jan 1. So given that, even those 2% cash back will be moot. I'll be lucky to get $10 back in a year.. I collect RBC points and AirMiles (via Shell, LCBO), but that's about it... No cray RFD-level Asian collecting... I currently have: - RBC Visa (since I was a uni student...) Collecting ghetto RBC points. - Amex AirMiles (free) ... Primarily for Shell AirMiles. |
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i'm thinking of doing the same. But I was thinking of dumping all other CC's too . I have one of each (V/MC/AX). I'm not a balance runner tho. I have a scene visa but I don't really go to movies all that often anymore so its become moot. Airmiles has become trash as well so I was thinking of dumping all and just having the costco MC. |
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What's wrong with the deal costco setup with a MasterCard company? |
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I was reading on costco.ca that they accept Visa for online purchases... Quote: All prices and dollar amounts on this site are in Canadian dollars. Costco.ca accepts the following credit cards: MasterCard (the preferred credit card of Costco.ca), VISA and American Express. (http://www.costco.ca/online-shopping.html) Maybe they accept Visa at the stores/pumps too... I haven't gotten around to trying it yet though. |
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Your return on the Costco card is going to be shit if it's just Costco spend cause you earn 0.5% under $3k. It is really good for restaurants though at 3%. Otherwise, the MBNA Smartcash is a decent card as is the Cap One Travel World Aspire, but that one has a fee. |
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Yeah.... looking at the added benefits, seems to be best bet for now... http://www.capitalone.ca/credit-cards/costco/ Quote: EVERYDAY PLATINUM BENEFITS Price Protection Service When you use your Capital One credit card to buy a new item in Canada that is offered for sale at a lower price within 60 days of purchase, Price Protection Service pays you the difference up to $100 per item and $500 per calendar year. Purchase Assurance Most personal items purchased are automatically insured against theft, loss or damage anywhere in the world for 120 days from the date of purchase when the full cost of the item is charged to your Capital One credit card. Covered items will be replaced or repaired or the purchase price will be reimbursed at the insurance company's discretion. Extended Warranty When you use your Capital One credit card to purchase most personal items (and the full cost of the item is charged to your card), Extended Warranty coverage automatically doubles the original manufacturer's warranty for up to two years. Originally Posted By: loudsubz What's wrong with the deal costco setup with a MasterCard company? |
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And you don't have to carry the Costco membership card separately. |
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I heard amazon has a card out or coming out. I would check that bad boy out. |
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I picked up the CapitalOne no-fee MC with Costco ... Cleaning out my old mail, I found a cash back rebate coupon for like $4. How do you use this? Just hand it to cashier? Reading the back, it says you can only use ONE per year. (I had to re-read that.) On the CapitalOne website, it says "Year-to-date cash back balance* $16.28" |
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Congraz? now you can live life in a faux baller status? |
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Originally Posted By: furball I picked up the CapitalOne no-fee MC with Costco ... Cleaning out my old mail, I found a cash back rebate coupon for like $4. How do you use this? Just hand it to cashier? Reading the back, it says you can only use ONE per year. (I had to re-read that.) On the CapitalOne website, it says "Year-to-date cash back balance* $16.28" The Costco rebate coupon, you sign it and present it to cashier (check for expiry date) and the $4 goes toward your purchase. |
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I recently switched my Visa to a BMO World Elite MC. I was paying $110 annually with the Visa but with the new BMO MC, I am paying a little more ($150 annually) but I find it has the best returns on rewards. I can use it for all my purchases including Costco. One card for everything |
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Ballers! world elite .....i just got one too so do we get free drinks in VIP lounge at airport? |
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Originally Posted By: Denshu Ballers! world elite .....i just got one too so do we get free drinks in VIP lounge at airport? I haven't try the airport lounge pass yet but I look forward to use it on my next trip |
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Tell me more about this lounge access |
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Yep.. I also have the BMO World Elite MC as well. |
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Originally Posted By: 87ZCSi Tell me more about this lounge access 4 lounges visit per year BMO World Elite Benefits Originally Posted By: BMO Benefits provided by Priority Pass Inc. Value of the Priority Pass membership is calculated as follows: standard membership (US$99) plus 4 free VIP lounge visits per membership year (worth US$108). Value and benefits of the complementary Priority Pass membership are subject to change without notice. |